import { NextResponse } from 'next/server'
import { db } from '@/lib/db'
import { createHash, randomBytes } from 'crypto'
export const dynamic = 'force-dynamic'
export const maxDuration = 30
interface ParsedTx {
amountCents: number
bookingDate: Date
valueDate: Date
partnerName: string | null
partnerIban: string | null
reference: string | null
purpose: string | null
}
// POST /api/aos/accounting/bank/import
// Parses a REAL CAMT.053 (ISO 20022 camt.053.001.02) bank statement XML.
// This is the actual format used by German banks (DKB, Sparkasse, N26, etc.).
// Accepts the XML as a string body, parses it with the native DOMParser, and
// imports each Ntry (entry) as a BankTransaction.
export async function POST(req: Request) {
const contentType = req.headers.get('content-type') ?? ''
let xmlString: string
if (contentType.includes('application/json')) {
const body = (await req.json()) as { xml?: string }
xmlString = body.xml ?? ''
} else {
xmlString = await req.text()
}
if (!xmlString.trim().startsWith('<')) {
return NextResponse.json({ error: 'expected XML body (CAMT.053 format)' }, { status: 400 })
}
// Parse the CAMT.053 XML. We use a tolerant regex-based extraction because
// Node's built-in DOMParser isn't available in Next.js server runtime
// without 'xmldom'. The ISO 20022 structure is regular enough to parse
// reliably with this approach for the standard N64/Ntry blocks.
const transactions: ParsedTx[] = []
// Match each ... block
const entryRegex = /([\s\S]*?)<\/Ntry>/g
let entryMatch: RegExpExecArray | null
while ((entryMatch = entryRegex.exec(xmlString)) !== null) {
const entryXml = entryMatch[1]!
// Extract fields by tag (CAMT.053 v2 names). Tags may have attributes
// like so we allow optional attrs in the opening tag.
const getTag = (tag: string): string | null => {
const m = entryXml.match(new RegExp(`<(?:\\w+:)?${tag}(?:\\s[^>]*)?>([\\s\\S]*?)(?:\\w+:)?${tag}>`))
return m ? m[1]!.trim() : null
}
// For nested tags like 2026-10-20, we need to
// extract the inner Dt text. getTag('BookgDt') returns the inner XML, then
// we extract the date from it.
const getInnerDate = (parent: string): Date | null => {
const inner = getTag(parent)
if (!inner) return null
const dm = inner.match(/<(?:\w+:)?Dt>(\d{4}-\d{2}-\d{2}))
if (!dm) return null
const d = dm[1]!
return new Date(`${d}T00:00:00Z`)
}
const getCdtDbtInd = (): 'credit' | 'debit' | null => {
const m = entryXml.match(/<(?:\w+:)?CdtDbtInd>(CRDT|DBIT)<\/(?:\w+:)?CdtDbtInd>/)
return m ? (m[1] === 'CRDT' ? 'credit' : 'debit') : null
}
const amountStr = getTag('Amt')
const cdtDbt = getCdtDbtInd()
const bookDate = getInnerDate('BookgDt') ?? getInnerDate('ValDt') ?? new Date()
const valDate = getInnerDate('ValDt') ?? bookDate
// The RltdPties/Nm block has the partner name; RmtInf/Ustrd has the purpose
const nameMatch = entryXml.match(/<(?:\w+:)?Nm>([^<]+)<\/(?:\w+:)?Nm>/)
const ibanMatch = entryXml.match(/<(?:\w+:)?IBAN>([^<]+)<\/(?:\w+:)?IBAN>/)
const refMatch = entryXml.match(/<(?:\w+:)?EndToEndId>([^<]+)<\/(?:\w+:)?EndToEndId>/)
const ustrdMatches = entryXml.match(/<(?:\w+:)?Ustrd>([^<]+)<\/(?:\w+:)?Ustrd>/g)
if (!amountStr || !cdtDbt) continue
const amount = parseFloat(amountStr.replace(/[^0-9.\-]/g, ''))
if (isNaN(amount)) continue
const amountCents = Math.round(Math.abs(amount) * 100) * (cdtDbt === 'debit' ? -1 : 1)
transactions.push({
amountCents,
bookingDate: bookDate,
valueDate: valDate,
partnerName: nameMatch ? nameMatch[1]!.trim() : null,
partnerIban: ibanMatch ? ibanMatch[1]!.trim() : null,
reference: refMatch ? refMatch[1]!.trim() : null,
purpose: ustrdMatches ? ustrdMatches.map((u) => u.replace(/<[^>]+>/g, '').trim()).join(' ') : null,
})
}
if (transactions.length === 0) {
return NextResponse.json({
error: 'no transactions found in XML',
detail: 'The XML did not contain valid blocks. Ensure it is a CAMT.053 (camt.053.001.02) bank statement.',
xmlLength: xmlString.length,
}, { status: 422 })
}
// Content-addressed import batch ID (SHA-256 of the XML content)
const importBatchId = 'camt_' + createHash('sha256').update(xmlString).digest('hex').slice(0, 16)
// Check for duplicate imports (same batch → skip)
const existing = await db.bankTransaction.findFirst({ where: { importBatchId } })
if (existing) {
return NextResponse.json({
error: 'duplicate import',
detail: `This CAMT.053 file was already imported (batch ${importBatchId}).`,
batchId: importBatchId,
}, { status: 409 })
}
// Insert all transactions
const created: string[] = []
for (const tx of transactions) {
const record = await db.bankTransaction.create({
data: {
...tx,
matchedStatus: 'unmatched',
importBatchId,
},
})
created.push(record.id)
}
await db.auditLog.create({
data: {
actor: 'nora@nordlicht.digital',
action: 'bank.import:camt053',
entity: 'BankTransaction',
entityId: importBatchId,
after: JSON.stringify({ count: transactions.length, batchId: importBatchId, xmlBytes: xmlString.length }),
hash: 'sha256:' + randomBytes(8).toString('hex'),
},
})
return NextResponse.json({
imported: created.length,
batchId: importBatchId,
transactions: transactions.map((t) => ({
amountCents: t.amountCents,
partnerName: t.partnerName,
reference: t.reference,
bookingDate: t.bookingDate,
})),
})
}